In today's #FreewheelingFriday, Team Java discusses the potential impact of WhatsApp payments and the fallout from NPCI's decision to cap any single player to a max 30% of all UPI transactions. Also, they discuss the landscape of VC investments in the preceding quarter. Have they picked up pace? or Do they still feel the Covid-19 burn? They discuss the evolving e-commerce story of Bharat. Tier2+ cities constitute 67% of all the online consumer demand and is growing at a much faster clip compared to the metros. Finally, a surprise guest joins the partners to share his views on some of these topics.